/* Kalkulator Keuangan — lembar gaya tema.
   Ditulis mobile-first: aturan dasar untuk ponsel, media query hanya menambah. */

/* 🔴 WAJIB paling atas. Aturan peramban [hidden]{display:none} berspesifisitas
   sama dengan satu kelas, jadi komponen ber-`display` sendiri MENANG dan tetap
   terpasang sebagai lapisan tak terlihat yang menelan seluruh klik halaman. */
[hidden]{display:none!important}

:root{
  --dasar:#f4f7f6;
  --kertas:#ffffff;
  --tinta:#132029;
  --tinta2:#5a6b76;
  --garis:#e2e9e7;
  --aksen:#0f7b5c;
  --aksen-gelap:#0a5b44;
  --aksen-muda:#e6f4ef;
  --kuning:#f2b544;
  --radius:14px;
  --bayang:0 1px 2px rgba(19,32,41,.05), 0 8px 24px rgba(19,32,41,.06);
}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{
  margin:0;background:var(--dasar);color:var(--tinta);
  font:400 16px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  overflow-x:hidden;
}
img,svg{max-width:100%;height:auto}
a{color:var(--aksen);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3{line-height:1.25;margin:0 0 .5em;font-weight:700;letter-spacing:-.01em}
h1{font-size:1.6rem}
h2{font-size:1.25rem}
h3{font-size:1.05rem}
p{margin:0 0 1em}

.kkg-sr{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.kkg-lewati{position:absolute;left:-999px;top:0;background:var(--aksen);color:#fff;padding:10px 16px;z-index:200}
.kkg-lewati:focus{left:8px;top:8px}

.kkg-wadah{width:100%;max-width:1080px;margin:0 auto;padding:0 16px}
.kkg-utama{display:block;padding-bottom:8px}

/* ---------------------------------------------------------------- bilah atas */
/* 🔴 Bentuk baku: baris pertama SELALU satu baris (logo · cari · hamburger),
   panel menu turun ke barisnya sendiri selebar layar. */
.kkg-atas{background:var(--kertas);border-bottom:1px solid var(--garis);position:sticky;top:0;z-index:60}
.kkg-atas-in{
  width:100%;max-width:1080px;margin:0 auto;padding:10px 16px;
  display:flex;flex-wrap:wrap;align-items:center;gap:10px;
}
.kkg-logo{flex:0 0 auto}
.kkg-logo a{display:flex;align-items:center;gap:8px;color:var(--tinta);text-decoration:none}
.kkg-logo-tanda{display:block;width:30px;height:30px;color:var(--aksen);flex:0 0 auto}
.kkg-logo-tanda svg{display:block;width:30px;height:30px}
.kkg-logo-teks{font-weight:600;font-size:.98rem;letter-spacing:-.02em;white-space:nowrap}
.kkg-logo-teks b{color:var(--aksen);font-weight:800}

/* 🔴 flex-basis NOL. Dengan `auto`, lebar isi kotak cari ikut menghitung wrap
   sehingga hamburger turun ke baris kedua di layar 320px. */
.kkg-cari{flex:1 1 0;min-width:0;display:flex;align-items:center;
  background:var(--dasar);border:1px solid var(--garis);border-radius:999px;padding:2px 4px 2px 12px}
.kkg-cari input{flex:1 1 0;min-width:0;border:0;background:transparent;font:inherit;font-size:.92rem;
  padding:7px 0;color:var(--tinta);outline:none}
.kkg-cari button{flex:0 0 auto;border:0;background:var(--aksen);color:#fff;width:32px;height:32px;
  border-radius:999px;display:grid;place-items:center;cursor:pointer;-webkit-appearance:none;appearance:none}
.kkg-ikon{width:20px;height:20px;display:block}
.kkg-ikon-s{width:17px;height:17px}

.kkg-burger{flex:0 0 auto;width:38px;height:36px;border:1px solid var(--garis);background:var(--kertas);
  border-radius:10px;display:grid;place-content:center;gap:4px;cursor:pointer;padding:0;-webkit-appearance:none;appearance:none}
.kkg-burger span{display:block;width:17px;height:2px;background:var(--tinta);border-radius:2px}

/* panel menu — lebar penuh, grid 2 kolom, item ganjil terakhir melebar */
.kkg-nav{flex:0 0 100%;display:none;gap:6px;margin-top:4px;padding-top:9px;border-top:1px solid var(--garis)}
.kkg-nav.buka{display:grid;grid-template-columns:repeat(2,1fr)}
.kkg-nav a{flex:none;min-width:0;padding:11px 8px;text-align:center;border-radius:9px;
  background:var(--dasar);color:var(--tinta);font-size:.92rem;font-weight:500;text-decoration:none}
.kkg-nav a:hover{background:var(--aksen-muda);color:var(--aksen-gelap);text-decoration:none}
.kkg-nav a.kkg-aktif{background:var(--aksen);color:#fff}
.kkg-nav a:last-child:nth-child(odd){grid-column:1 / -1}

@media (min-width:861px){
  .kkg-atas-in{flex-wrap:nowrap;gap:14px;padding:12px 16px}
  .kkg-logo-teks{font-size:1.06rem}
  .kkg-cari{order:3;max-width:230px}
  .kkg-burger{display:none}
  .kkg-nav{flex:1 1 auto;display:flex;order:2;margin:0;padding:0;border:0;justify-content:center;gap:2px}
  .kkg-nav a{padding:8px 10px;background:transparent;font-size:.9rem}
  .kkg-nav a.kkg-aktif{background:var(--aksen-muda);color:var(--aksen-gelap)}
}

/* ---------------------------------------------------------------- hero */
.kkg-hero{background:linear-gradient(160deg,#0f7b5c 0%,#0a5b44 100%);color:#fff;padding:34px 0 38px;margin-bottom:22px}
.kkg-hero-h1{font-size:1.72rem;margin:0 0 12px;color:#fff}
.kkg-hero-teks{color:rgba(255,255,255,.9);margin:0 0 18px;font-size:1rem;max-width:60ch}
.kkg-hero-aksi{display:flex;flex-wrap:wrap;gap:10px}
.kkg-btn-hero{background:#fff;color:var(--aksen-gelap)}
.kkg-btn-alt{display:inline-block;padding:12px 18px;border-radius:999px;border:1px solid rgba(255,255,255,.55);
  color:#fff;font-weight:600;font-size:.95rem}
.kkg-btn-alt:hover{background:rgba(255,255,255,.12);text-decoration:none}
@media (min-width:721px){.kkg-hero{padding:52px 0 56px}.kkg-hero-h1{font-size:2.3rem}.kkg-hero-teks{font-size:1.08rem}}

/* ---------------------------------------------------------------- remah & kepala */
.kkg-remah{display:flex;flex-wrap:wrap;gap:6px;align-items:center;padding:16px 0 4px;
  font-size:.85rem;color:var(--tinta2)}
.kkg-remah a{color:var(--tinta2)}
.kkg-remah a:hover{color:var(--aksen)}
.kkg-remah span[aria-hidden]{opacity:.5}

.kkg-kepala{padding:12px 0 18px}
.kkg-kepala h1{margin-bottom:8px}
.kkg-kepala-teks{color:var(--tinta2);margin:0;max-width:70ch}

/* ---------------------------------------------------------------- blok & grid */
.kkg-blok{margin:26px 0}
.kkg-blok h2{margin-bottom:12px}
.kkg-blok-teks{color:var(--tinta2);margin:-4px 0 14px;max-width:70ch}

.kkg-grid{display:grid;grid-template-columns:1fr;gap:10px}
@media (min-width:520px){.kkg-grid{grid-template-columns:repeat(2,1fr)}}
@media (min-width:900px){.kkg-grid{grid-template-columns:repeat(4,1fr)}}

.kkg-kartu{display:flex;gap:12px;align-items:flex-start;background:var(--kertas);
  border:1px solid var(--garis);border-radius:var(--radius);padding:14px;color:var(--tinta);
  box-shadow:var(--bayang);transition:transform .12s ease,border-color .12s ease}
.kkg-kartu:hover{text-decoration:none;border-color:var(--aksen);transform:translateY(-2px)}
.kkg-kartu-ikon{flex:0 0 auto;width:38px;height:38px;border-radius:10px;background:var(--aksen-muda);
  color:var(--aksen);display:grid;place-items:center}
.kkg-kartu-isi{display:block;min-width:0}
.kkg-kartu-judul{display:block;font-weight:650;font-size:.98rem;margin-bottom:3px}
.kkg-kartu-teks{display:block;font-size:.86rem;color:var(--tinta2);line-height:1.5}

/* ---------------------------------------------------------------- dua kolom */
.kkg-dua{display:grid;grid-template-columns:1fr;gap:16px;align-items:start}
@media (min-width:861px){.kkg-dua{grid-template-columns:minmax(0,1fr) minmax(0,1.1fr);gap:20px}}

.kkg-panel{background:var(--kertas);border:1px solid var(--garis);border-radius:var(--radius);
  padding:16px;box-shadow:var(--bayang)}
.kkg-panel-judul{font-size:1.05rem;margin:0 0 14px}

/* ---------------------------------------------------------------- form */
.kkg-form{display:block}
.kkg-baris{margin-bottom:14px}
.kkg-label{display:block;font-size:.88rem;font-weight:600;margin-bottom:6px;color:var(--tinta)}
.kkg-inp{display:flex;align-items:center;background:var(--dasar);border:1px solid var(--garis);
  border-radius:10px;padding:0 12px;transition:border-color .12s ease,box-shadow .12s ease}
.kkg-inp:focus-within{border-color:var(--aksen);box-shadow:0 0 0 3px rgba(15,123,92,.13)}
.kkg-inp input,.kkg-inp select{flex:1 1 0;min-width:0;border:0;background:transparent;font:inherit;
  font-size:1rem;padding:11px 0;color:var(--tinta);outline:none;-webkit-appearance:none;appearance:none}
.kkg-inp select{padding-right:22px;
  background:url("data:image/svg+xml;charset=utf8,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%235a6b76' stroke-width='2' stroke-linecap='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E") no-repeat right center/16px}
.kkg-pra,.kkg-suf{flex:0 0 auto;font-size:.9rem;color:var(--tinta2);font-weight:600}
.kkg-pra{margin-right:8px}
.kkg-suf{margin-left:8px}
.kkg-bantu{font-size:.8rem;color:var(--tinta2);margin:6px 0 0;line-height:1.45}

.kkg-btn{display:inline-block;width:100%;padding:13px 18px;border:0;border-radius:999px;
  background:var(--aksen);color:#fff;font:inherit;font-weight:700;font-size:1rem;text-align:center;
  cursor:pointer;-webkit-appearance:none;appearance:none}
.kkg-btn:hover{background:var(--aksen-gelap);text-decoration:none;color:#fff}
.kkg-btn-hero{width:auto}

/* ---------------------------------------------------------------- hasil */
.kkg-hasil{background:var(--kertas);border:1px solid var(--garis);border-radius:var(--radius);
  padding:16px;box-shadow:var(--bayang)}
.kkg-hasil-judul{font-size:1.05rem;margin:0 0 12px}
.kkg-hasil-kosong{color:var(--tinta2);font-size:.92rem;margin:0}
.kkg-hb{display:flex;justify-content:space-between;align-items:baseline;gap:12px;
  padding:10px 0;border-bottom:1px dashed var(--garis)}
.kkg-hb:last-child{border-bottom:0}
.kkg-hb-l{color:var(--tinta2);font-size:.9rem;min-width:0}
.kkg-hb-v{font-weight:650;text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}
.kkg-hb-utama{background:var(--aksen-muda);margin:-4px -16px 8px;padding:14px 16px;border-bottom:0;
  border-radius:10px;align-items:center}
.kkg-hb-utama .kkg-hb-l{color:var(--aksen-gelap);font-weight:600;font-size:.92rem}
.kkg-hb-utama .kkg-hb-v{color:var(--aksen-gelap);font-size:1.32rem;font-weight:800}

/* ---------------------------------------------------------------- tabel */
.kkg-tabel-bungkus{overflow-x:auto;-webkit-overflow-scrolling:touch;
  background:var(--kertas);border:1px solid var(--garis);border-radius:var(--radius)}
.kkg-tabel{width:100%;border-collapse:collapse;font-size:.86rem;min-width:520px}
.kkg-tabel th,.kkg-tabel td{padding:10px 12px;text-align:right;white-space:nowrap;
  border-bottom:1px solid var(--garis);font-variant-numeric:tabular-nums}
.kkg-tabel th:first-child,.kkg-tabel td:first-child{text-align:left}
.kkg-tabel thead th{background:var(--aksen-muda);color:var(--aksen-gelap);font-weight:650;
  position:sticky;top:0}
.kkg-tabel tbody tr:last-child td{border-bottom:0}
.kkg-tabel tbody tr:nth-child(even){background:#fafcfb}

/* ---------------------------------------------------------------- pil tautan */
.kkg-pil{display:flex;flex-wrap:wrap;gap:8px}
.kkg-pil-a{display:inline-block;padding:9px 14px;border-radius:999px;background:var(--kertas);
  border:1px solid var(--garis);color:var(--tinta);font-size:.88rem;font-weight:500}
.kkg-pil-a:hover{border-color:var(--aksen);color:var(--aksen);text-decoration:none}
.kkg-pil-aktif{background:var(--aksen);border-color:var(--aksen);color:#fff}
.kkg-pil-aktif:hover{color:#fff;background:var(--aksen-gelap)}

/* ---------------------------------------------------------------- fitur & artikel */
.kkg-fitur{display:grid;grid-template-columns:1fr;gap:12px}
@media (min-width:760px){.kkg-fitur{grid-template-columns:repeat(3,1fr)}}
.kkg-fitur-i{background:var(--kertas);border:1px solid var(--garis);border-radius:var(--radius);padding:16px}
.kkg-fitur-i h3{margin-bottom:6px;color:var(--aksen-gelap)}
.kkg-fitur-i p{margin:0;font-size:.9rem;color:var(--tinta2)}

.kkg-artikel-grid{display:grid;grid-template-columns:1fr;gap:10px}
@media (min-width:640px){.kkg-artikel-grid{grid-template-columns:repeat(2,1fr)}}
.kkg-artikel-k{display:block;background:var(--kertas);border:1px solid var(--garis);
  border-radius:var(--radius);padding:15px;color:var(--tinta)}
.kkg-artikel-k:hover{border-color:var(--aksen);text-decoration:none}
.kkg-artikel-j{display:block;font-weight:650;margin-bottom:5px;line-height:1.35}
.kkg-artikel-r{display:block;font-size:.87rem;color:var(--tinta2)}

.kkg-artikel{background:var(--kertas);border:1px solid var(--garis);border-radius:var(--radius);
  padding:20px 18px;box-shadow:var(--bayang);margin-top:10px}
.kkg-artikel h1{margin-bottom:10px}
.kkg-artikel h2{margin-top:26px;color:var(--aksen-gelap);font-size:1.15rem}
.kkg-artikel-lead{font-size:1.04rem;color:var(--tinta2);margin-bottom:18px}
.kkg-artikel p{max-width:72ch}

/* ---------------------------------------------------------------- FAQ */
.kkg-faq{display:grid;gap:8px}
.kkg-faq-i{background:var(--kertas);border:1px solid var(--garis);border-radius:12px;overflow:hidden}
.kkg-faq-i summary{cursor:pointer;padding:14px 16px;font-weight:600;font-size:.95rem;list-style:none;
  display:flex;justify-content:space-between;align-items:center;gap:10px}
.kkg-faq-i summary::-webkit-details-marker{display:none}
.kkg-faq-i summary::after{content:"+";font-size:1.3rem;font-weight:400;color:var(--aksen);flex:0 0 auto;line-height:1}
.kkg-faq-i[open] summary::after{content:"−"}
.kkg-faq-j{padding:0 16px 14px}
.kkg-faq-j p{margin:0;color:var(--tinta2);font-size:.92rem}

/* ---------------------------------------------------------------- kaki */
.kkg-kaki{background:#0d1b23;color:#c2ced5;margin-top:36px;padding:30px 0 0}
.kkg-kaki-in{width:100%;max-width:1080px;margin:0 auto;padding:0 16px 22px;
  display:grid;grid-template-columns:1fr;gap:22px}
@media (min-width:640px){.kkg-kaki-in{grid-template-columns:repeat(2,1fr)}}
@media (min-width:980px){.kkg-kaki-in{grid-template-columns:1.6fr 1fr 1fr .8fr}}
.kkg-kaki-judul{color:#fff;font-weight:650;margin-bottom:10px;font-size:.98rem}
.kkg-kaki-teks{font-size:.88rem;line-height:1.6;color:#93a3ac;margin:0}
.kkg-kaki-kol ul{list-style:none;margin:0;padding:0}
.kkg-kaki-kol li{margin-bottom:7px}
.kkg-kaki-kol a{color:#c2ced5;font-size:.88rem}
.kkg-kaki-kol a:hover{color:#fff}
.kkg-kaki-bawah{border-top:1px solid rgba(255,255,255,.1);padding:14px 16px}
.kkg-kaki-bawah p{max-width:1080px;margin:0 auto;font-size:.82rem;color:#7d8d97;text-align:center}

/* Kolom grid WAJIB boleh menyusut: tanpa min-width:0 tabel amortisasi yang
   lebarnya tetap memaksa kolomnya melebar dan seluruh halaman ikut meluber
   ke kanan (gejalanya: pita putih di tepi kanan layar ponsel). */
.kkg-kolom-form,.kkg-kolom-hasil{min-width:0}

/* Penanda keadaan & varian yang dipakai templat/JS.
   (kkg-hitung dan kkg-tabel-slot adalah id, bukan kelas — sengaja tanpa aturan.) */
.kkg-hasil-awal{border-style:dashed;background:#fbfdfc}
.kkg-inp-sat input{font-variant-numeric:tabular-nums}
